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Anthem Blue Cross and Anthem Blue Cross Life and Health Insurance Company
Anthem Blue Cross (formerly Blue Cross of California)was founded in 1937. Over 6.8 million Californians are members of Blue Cross and its affiliates. It is a subsidiary of Wellpoint Health Networks, one of the largest publicly traded insurance companies in the United States.
Offering many Blue Cross Blue Shield Association insurance policies, it offers a significant number of health plans: HMO, PPO, EPO, Health Savings Account (H.S.A.) compatible plans for individuals, small groups, large groups, Medi-Cal enrollees, and seniors. It is constantly changes and enhances its plans to make them affordable while maintaining quality health care. Headquartered in Newbury Park, California, it has offices throughout the state and employs nearly 6,500 people.
California Products & ServicesAnthem Blue Cross of California offers a wide range of health insurance products and services. These include health maintenance organizations (HMO), point of service (POS) arrangements, preferred provider organizations (PPO), and exclusive provider organizations (EPO). They also offer dental, life, vision, long term care, and senior plans. Employers and individuals benefit from the combination of all of these products in one company - as all products are combined onto one bill. In addition, their integrated provider networks take a comprehensive approach to controlling costs and managing the total health status of patients. This promotes a relationship with their customers as a trusted partner.
Anthem Blue Cross of California Health Insurance Plans Learn about some of the plans offered:
Tonik Thrill Seeker - offers young thrill seekers health coverage in case of illness or serious injury.
Anthem Blue Cross ClearProtection $1000 Plus
Anthem Blue Cross ClearProtection $3300 Plus
Anthem Blue Cross ClearProtection $5000 Plus
Anthem Blue Cross CoreGuard Plus
Anthem Blue Cross Premier Plus
Anthem Blue Cross SmartSense Plus
Additional Information about Anthem Blue Cross of CA
Business ApproachAnthem Blue Cross's business approach is to provide consumers with choice. In an effort to provide excellent customer service, the company is organized by customer segment (e.g., individual, small group, large group, seniors, etc.) rather than by product type (HMO, PPO, etc.) This organizational arrangement allows them to offer a large selection of Blue Cross insurance products. In addition to focusing on consumers, the company works hard to be an ally with doctors, hospitals and other professionals in the health care field. The combination of consumer choice and medical provider partnerships, allows them to offer low cost health insurance to California residents.
Anthem Blue Cross of CA has extensive technical, financial and professional expertise so that it can offer access to affordable health care services. Members are empowered by the health care information the Company provides. Knowledge and access to health care enable their members to cost effectively purchase health care services. In this way it is a "health care financing" organization. It is also the largest member of the Blue Cross Blue Shield Association.
Large Group DivisionAnthem's Large Group Division serves employers with 51 to 500,000 employees and currently provides health insurance coverage to more than 3.8 million people. The Large Group Division is separated into three departments: key accounts (51-250 employees); major accounts (251-2,000 employees); and, special accounts (2,001 and more employees.)
The Large Group Division also includes Anthem Blue Cross of California's public entities department that serves education and local, state, and national governments, including the Federal Employees Plan and Federal Employees HMO plan.